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One of the main purposes for of a bankruptcy is to give a person that is buried in debt a chance for a fresh start. U.S. Bankruptcy Code delivers protection to people in this type of financial jeopardy. Today, millions of people are exercising this protection. The bankruptcy laws were created by Congress to provide relief to those who have been victimized by divorce, job loss, identity theft, staggering medical bills or disability. Usually, however, a combination of unfortunate events contributes to significant financial woes. Some seemingly manageable credit card debt can become insurmountable when combined with a job loss. So, stop blaming yourself for your situation and take control of it. In many cases people facing financial difficulties seek advice only after their problems have escalated to the point where they are threatening their health, marriage, and employment stability. Your timing is very important. Consulting a bankruptcy lawyer on the eve of foreclosure, after a tax lien or earnings withholding order is in place, after marital community property assets and liabilities have been divided in a divorce proceeding, or after an adverse judgment has been rendered, may result in a significant sacrifice of options and the inability to plan properly for bankruptcy or other debt relief approaches. Seek advice early
Don't wait until it is too late. Please contact us to discuss your situation. Before you come in to the office, there is a questionnaire that you will need to fill out. When you click on the link below you will be able to download the questionnaire - just print it and fill it out completely: You will also need to have available 3 years worth of tax returns, paystubs for the previous 6 months from all sources of household income as well as current month, and before a case is filed you will need to obtain credit counseling. Here is the counseling organization that is accepted in this area. There will be a $30.00 fee, however, this counseling is required: InCharge Education Foundation |
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